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The s&p 500® futures daily risk control 5% index is a product of s&p dow jones indices llc or its affiliates (“spdji”), and has been licensed for use by allianz life insurance company of. Like all fixed index annuities, it’s designed to help you save money for retirement and provide a steady stream of. You can “allocate” the money in your contract to one or more external indexes, such as the s&p. As you prepare for retirement, you want control over how.

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